Inovasi financial technology: Implementasi aplikasi randu dalam pencatatan keuangan umkm tumbas coffee tarakan

Authors

  • Alamsa Universitas Borneo Tarakan Author
  • Mappa Panglima Banding Universitas Borneo Tarakan Author
  • M. Rizki Sujarwandi Universitas Borneo Tarakan Author
  • Umi Devina Zulfaini Universitas Borneo Tarakan Author
  • Fifi Damayanti Universitas Borneo Tarakan Author
  • Samsir Bahri Universitas Borneo Tarakan Author
  • Rara Salsabila Universitas Borneo Tarakan Author
  • Mayang Sari Universitas Borneo Tarakan Author
  • Chelsie Sheena Jehova Jire Bangan Universitas Borneo Tarakan Author
  • Fharel Rezza Lesmana Universitas Borneo Tarakan Author

Keywords:

Financial Technology, MSMEs, RANDU Application, Financial Recording, Digitalization

Abstract

The rapid development of Financial Technology (Fintech) offers significant opportunities for Micro, Small, and Medium Enterprises (MSMEs) to improve the efficiency and accuracy of financial management. However, many MSMEs still rely on manual bookkeeping systems, which increases the risk of recording errors and delays in financial reporting. This Community Service Program (PKM) aims to enhance digital financial literacy and implement the RANDU application as a financial recording system for Tumbas Coffee Tarakan MSME. The implementation methods include an initial survey, basic accounting literacy training, assistance in using the RANDU application, as well as monitoring and evaluation. The results indicate an improvement in the MSME owner’s understanding of the importance of digital-based financial recording. The implementation of the RANDU application improves the quality of transaction records, reduces human error, and facilitates real-time financial reporting. This program has a positive impact on operational effectiveness and encourages the sustainable adoption of digital technology among MSMEs. The PKM activity is expected to serve as a model for Fintech implementation that can be replicated by other MSMEs.

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Published

2026-04-05

How to Cite

Inovasi financial technology: Implementasi aplikasi randu dalam pencatatan keuangan umkm tumbas coffee tarakan. (2026). JUMBO Jurnal Pengabdian Masyarakat Borneo, 1(01), 11-19. https://jurnal.ubt.ac.id/index.php/jumbo/article/view/699