THE ROLE OF TELECOMMUNICATIONS TECHNOLOGY IN DRIVING INNOVATION IN THE ISLAMIC BANKING NETWORK THE ROLE OF TELECOMMUNICATIONS TECHNOLOGY IN DRIVING INNOVATION IN ISLAMIC BANKING NETWORKS

PERAN TEKNOLOGI TELEKOMUNIKASI DALAM MENDORONG INOVASI JARINGAN PERBANKAN SYARIAH

Authors

  • Liza Asri Universitas Islam Negeri Sumatera Utara Author
  • Chindy Jihan Najiyah Universitas Islam Negeri Sumatera Utara Author
  • Arif Hidayat Lubis Universitas Islam Negeri Sumatera Utara Author
  • Nurbaiti Universitas Islam Negeri Sumatera Utara Author

DOI:

https://doi.org/10.35334/jureka.v3.i2.670

Keywords:

telecommunications, technology innovation, Sharia banking , digital transformation

Abstract

The development of telecommunications technology in the last few decades has had a significant impact on various sectors, including the banking sector. One area undergoing major transformation is Islamic banking, where telecommunications technology plays an important role in driving network and service innovation. This article aims to explore the role of telecommunications technology in encouraging Islamic banking network innovation. By analyzing various aspects, from technology implementation to its impact on customer satisfaction, it is hoped that it can provide a clearer picture of how telecommunications technology contributes to the growth and sustainability of sharia banking in this digital era. This research concludes that overall, telecommunications technology plays a vital role in encouraging innovation in Islamic banking networks in Indonesia. By increasing operational efficiency, expanding access to services, and creating a better customer experience, Islamic banks can compete effectively in this digital era. For this reason, it is important for Islamic banks to continue to adapt to technological developments and meet market demands in order to provide the best service to the community

References

Agit, A., Hasmawati, Sahurri, Yunus, S., & Syukri, F. (2023). Peran Dan Kontribusi Teknologi Dalam Menunjang Potensi Ekonomi Masyarakat Di Wilayah Pedesaan. Seminar Nasional Pariwisata Dan Kewirausahaan (SNPK), 2, 264–265. doi: 10.36441/snpk.vol2.2023.126

Arnes, O. V. (2022). Perkembangan Perbankan Syariah di Era Digital. Jurnal Hukum Ekonomi Syariah, 7(2), 1–2.

Cintya Amarta, P., & Nisa, F. L. (2024). Pengaruh Teknologi Digital Dalam Perkembangan Layanan Perbankan Syariah. Jurnal Ekonomi Bisnis Dan Manajemen, 2(3). doi: 10.59024/jise.v2i3.788

Fahmi, M. D. J. Al. (2024). Peran Teknologi Digital dan Inovasi dalam Pengembangan Layanan Perbankan Digital: Peluang dan Tantangan di Era Society 5.0. Journal of Islamic Finance and Syariah Banking, 1(2).

Habibi, M. R. (2022). Peran Perbankan Syari’ah dalam Perkembangan Perekonomian di Indonesia. Maliyah : Jurnal Hukum Bisnis Islam, 12(1). doi: 10.15642/maliyah.2022.12.1.1-25

Laksono, B. A., & Nisa, F. L. (2024). Pemanfaatan Teknologi dalam Perkembangan Operasional Perbankan Syariah. Jurnal Rumpun Manajemen Dan Ekonomi, 1(3), 119.

Nur Khotimah, B., & Abdulloh. (2023). Perkembangan Bank Syariah di Era Digitalisasi. Al-Maqrizi: Jurnal Ekonomi Syariah Dan Studi Islam, 1(2).

Parapat, E., Pebriansya, A., Prayogo, I., & Nurbaiti. (2024). Transformasi Digital dalam Sistem Informasi Perbankan Syari’ah: Masa Depan Keuangan yang Berkelanjutan. Jurnal Sistem Informasi Dan Ilmu Komputer, 2(1).

Syafei, A. W., Widuhung, S. D., & Hadi, K. (2013). Penerapan Teknologi (Sistem) Berbasis Islam Pada Bank Syariah Di Indonesia. Jurnal Al-Azhar Indonesia Seri Pranata Sosial, 2(1), 2.

Tartila, M., & Asmuni. (2022). Strategi Industri Perbankan Syariah dalam Menghadapi Era Digital. Jurnal Ilmiah Ekonomi Islam, 8(3). doi: 10.29040/jiei.v8i3.6408

Yusuf, E. B., Fasa, M. I., & Suharto. (2023). Inovasi Layanan Perbankan Syariah Berbasis Teknologi sebagai Wujud Penerapan Green Banking. Istithmar: Jurnal Studi Ekonomi Syariah, 7(1), 37.

Published

2026-04-21