1.
Rahmawati M, Nur Utomo M, Kurniawan L. Financial Literacy, Future Orientation, and Retirement Planning: The Mediating Role of Consumptive Lifestyle among Public Employees. JEK [Internet]. 2026 Apr. 28 [cited 2026 Oct. 22];17(1):72-84. Available from: https://jurnal.ubt.ac.id/index.php/ekonomika/article/view/702