[1]
M. Rahmawati, M. Nur Utomo, and L. Kurniawan, “Financial Literacy, Future Orientation, and Retirement Planning: The Mediating Role of Consumptive Lifestyle among Public Employees”, JEK, vol. 17, no. 1, pp. 72–84, Apr. 2026, doi: 10.35334/swz7nh60.